Annapolis, MD vs Urbana, MD

There is a significant gap in the cost of living between these two cities. Annapolis is 18.8% cheaper than Urbana. With a cost index of 134 vs 165, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Annapolis to Urbana should plan for substantially higher expenses across most categories.

On the housing front, median rent in Annapolis is $1,855/month compared to $2,571/month in Urbana — a 28% difference. Home values follow the same pattern: Annapolis is more affordable at $510,200 median vs $596,400.

Median household income in Annapolis is $104,257 compared to $178,231 in Urbana (-41.5%). While Urbana is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Annapolis spend roughly 21.4% of their income on rent, more than the 17.3% in Urbana.

Climate-wise, both cities share similar average temperatures (57.7°F vs 55.7°F). Annapolis receives more rainfall at 44" per year compared to 43.2" in Urbana.