Annapolis, MD vs Havre de Grace, MD

There is a significant gap in the cost of living between these two cities. Havre de Grace is 28.3% cheaper than Annapolis. With a cost index of 105 vs 134, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Havre de Grace to Annapolis should plan for substantially higher expenses across most categories.

On the housing front, median rent in Annapolis is $1,855/month compared to $1,314/month in Havre de Grace — a 41% difference. Home values follow the same pattern: Havre de Grace is more affordable at $348,800 median vs $510,200.

Median household income in Annapolis is $104,257 compared to $106,798 in Havre de Grace (-2.4%). Havre de Grace offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Annapolis spend roughly 21.4% of their income on rent, more than the 14.8% in Havre de Grace.

Climate-wise, both cities share similar average temperatures (57.7°F vs 55.2°F). Havre de Grace receives more rainfall at 47.1" per year compared to 44" in Annapolis.