Annapolis, MD vs Beltsville, MD

Annapolis, MD and Beltsville, MD have a very similar cost of living, with only a 3.3% difference in their overall index. Annapolis scores 134 while Beltsville scores 130 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Annapolis is $1,855/month compared to $1,989/month in Beltsville — a 7% difference. Interestingly, home values tell a different story: while Annapolis has cheaper rent, Beltsville actually has lower median home values ($381,100 vs $510,200).

Median household income in Annapolis is $104,257 compared to $97,115 in Beltsville (+7.4%). While Annapolis is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Annapolis spend roughly 21.4% of their income on rent, less than the 24.6% in Beltsville.

Climate-wise, both cities share similar average temperatures (57.7°F vs 59.3°F). Annapolis receives more rainfall at 44" per year compared to 41.8" in Beltsville.