Anna, IL vs Effingham, IL

Anna is moderately more affordable than Effingham, with a 8.6% lower cost of living index. Anna scores 63 compared to 68 for Effingham, where the US average is 100. This difference means residents of Effingham can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Anna is $607/month compared to $696/month in Effingham — a 13% difference. Home values follow the same pattern: Anna is more affordable at $128,200 median vs $166,700.

Median household income in Anna is $36,238 compared to $65,718 in Effingham (-44.9%). While Effingham is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Anna spend roughly 20.1% of their income on rent, more than the 12.7% in Effingham.