Andover, NY vs Smithville Flats, NY

Andover is moderately more affordable than Smithville Flats, with a 9.4% lower cost of living index. Andover scores 65 compared to 72 for Smithville Flats, where the US average is 100. This difference means residents of Smithville Flats can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Andover is $760/month compared to $1,063/month in Smithville Flats — a 29% difference. Home values follow the same pattern: Andover is more affordable at $74,300 median vs $93,800.

Median household income in Andover is $69,375 compared to $54,531 in Smithville Flats (+27.2%). Andover offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Andover spend roughly 13.1% of their income on rent, less than the 23.4% in Smithville Flats.