Andover, MN vs Fergus Falls, MN

The cost of living difference between Andover, MN and Fergus Falls, MN is dramatic. Fergus Falls is 69% cheaper than Andover, a gap that translates to thousands of dollars per year in household expenses. Andover has a cost index of 124 while Fergus Falls sits at 73, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Andover is $1,827/month compared to $839/month in Fergus Falls — a 118% difference. Home values follow the same pattern: Fergus Falls is more affordable at $173,300 median vs $389,200.

Median household income in Andover is $131,528 compared to $50,865 in Fergus Falls (+158.6%). While Andover is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Andover spend roughly 16.7% of their income on rent, less than the 19.8% in Fergus Falls.