Andover, MN vs Duluth, MN

The cost of living difference between Andover, MN and Duluth, MN is dramatic. Duluth is 53.9% cheaper than Andover, a gap that translates to thousands of dollars per year in household expenses. Andover has a cost index of 124 while Duluth sits at 80, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Andover is $1,827/month compared to $1,037/month in Duluth — a 76% difference. Home values follow the same pattern: Duluth is more affordable at $225,700 median vs $389,200.

Median household income in Andover is $131,528 compared to $66,263 in Duluth (+98.5%). While Andover is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Andover spend roughly 16.7% of their income on rent, less than the 18.8% in Duluth.