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Andover, MN vs Brainerd, MN

124
Andover
Minnesota
VS
+67.4%
74
Brainerd
Minnesota

The cost of living difference between Andover, MN and Brainerd, MN is dramatic. Brainerd is 67.4% cheaper than Andover, a gap that translates to thousands of dollars per year in household expenses. Andover has a cost index of 124 while Brainerd sits at 74, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Andover is $1,827/month compared to $848/month in Brainerd — a 115% difference. Home values follow the same pattern: Brainerd is more affordable at $178,600 median vs $389,200.

Median household income in Andover is $131,528 compared to $53,705 in Brainerd (+144.9%). While Andover is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Andover spend roughly 16.7% of their income on rent, less than the 18.9% in Brainerd.

Income & Cost

Cost of Living Index
Andover
124
Brainerd
74
40% cheaper
Median Household Income
Andover
$131,528
59% higher
Brainerd
$53,705

Housing

Median Rent
Andover
$1,827
Brainerd
$848
54% cheaper
Median Home Value
Andover
$389,200
Brainerd
$178,600
54% cheaper
Population
Andover
32,825
Brainerd
14,474

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Andover $3.20
Brainerd
US $3.07
🥚
Eggs (grade A, large)
Andover $2.61
Brainerd
US $2.50
🥛
Milk (whole)
Andover $4.21
Brainerd
US $4.03
🍞
Bread (white)
Andover $1.93
Brainerd
US $1.85
🍗
Chicken breast
Andover $4.33
Brainerd
US $4.14
Electricity
Andover $0.17
Brainerd
US $0.19