Andover, MN vs Bemidji, MN

The cost of living difference between Andover, MN and Bemidji, MN is dramatic. Bemidji is 55.6% cheaper than Andover, a gap that translates to thousands of dollars per year in household expenses. Andover has a cost index of 124 while Bemidji sits at 80, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Andover is $1,827/month compared to $1,004/month in Bemidji — a 82% difference. Home values follow the same pattern: Bemidji is more affordable at $189,500 median vs $389,200.

Median household income in Andover is $131,528 compared to $53,850 in Bemidji (+144.2%). While Andover is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Andover spend roughly 16.7% of their income on rent, less than the 22.4% in Bemidji.