Andover, MA vs Belmont, MA

The cost of living difference between Andover, MA and Belmont, MA is dramatic. Andover is 30.3% cheaper than Belmont, a gap that translates to thousands of dollars per year in household expenses. Andover has a cost index of 141 while Belmont sits at 202, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Andover is $1,422/month compared to $2,387/month in Belmont — a 40% difference. Home values follow the same pattern: Andover is more affordable at $719,900 median vs $1,108,800.

Median household income in Andover is $127,054 compared to $178,188 in Belmont (-28.7%). The higher salaries in Belmont partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Andover spend roughly 13.4% of their income on rent, less than the 16.1% in Belmont.

Climate-wise, both cities share similar average temperatures (50.1°F vs 50.5°F). Belmont receives more rainfall at 42.6" per year compared to 40.9" in Andover.