Amherst, OH vs Coldwater, OH

Amherst, OH and Coldwater, OH have a very similar cost of living, with only a 2.6% difference in their overall index. Amherst scores 76 while Coldwater scores 74 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Amherst is $832/month compared to $800/month in Coldwater — a 4% difference. Home values follow the same pattern: Coldwater is more affordable at $215,700 median vs $222,700.

Median household income in Amherst is $93,043 compared to $77,730 in Coldwater (+19.7%). While Amherst is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Amherst spend roughly 10.7% of their income on rent, less than the 12.4% in Coldwater.

Climate-wise, both cities share similar average temperatures (50.2°F vs 51.4°F). Amherst receives more rainfall at 36.7" per year compared to 35.8" in Coldwater.