Ames, IA vs Ottumwa, IA

There is a significant gap in the cost of living between these two cities. Ottumwa is 24.6% cheaper than Ames. With a cost index of 68 vs 85, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Ottumwa to Ames should plan for substantially higher expenses across most categories.

On the housing front, median rent in Ames is $1,040/month compared to $956/month in Ottumwa — a 9% difference. Home values follow the same pattern: Ottumwa is more affordable at $92,400 median vs $263,800.

Median household income in Ames is $60,102 compared to $56,994 in Ottumwa (+5.5%). Ames does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Ames spend roughly 20.8% of their income on rent, more than the 20.1% in Ottumwa.