Amarillo, TX vs Temple, TX

Amarillo is moderately more affordable than Temple, with a 8% lower cost of living index. Amarillo scores 79 compared to 86 for Temple, where the US average is 100. This difference means residents of Temple can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Amarillo is $1,049/month compared to $1,174/month in Temple — a 11% difference. Home values follow the same pattern: Amarillo is more affordable at $186,800 median vs $220,300.

Median household income in Amarillo is $62,469 compared to $64,945 in Temple (-3.8%). Temple does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Amarillo spend roughly 20.2% of their income on rent, less than the 21.7% in Temple.