Alfred, NY vs Philmont, NY

Alfred is moderately more affordable than Philmont, with a 12.6% lower cost of living index. Alfred scores 75 compared to 85 for Philmont, where the US average is 100. This difference means residents of Philmont can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Alfred is $807/month compared to $1,036/month in Philmont — a 22% difference. Home values follow the same pattern: Alfred is more affordable at $169,100 median vs $215,700.

Median household income in Alfred is $45,357 compared to $62,972 in Philmont (-28%). While Philmont is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Alfred spend roughly 21.4% of their income on rent, more than the 19.7% in Philmont.

Climate-wise, both cities share similar average temperatures (46.4°F vs 46.1°F). Philmont receives more rainfall at 44.2" per year compared to 37.2" in Alfred.