Albany, OR vs Eugene, OR

Albany is moderately more affordable than Eugene, with a 6.6% lower cost of living index. Albany scores 105 compared to 113 for Eugene, where the US average is 100. This difference means residents of Eugene can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Albany is $1,311/month compared to $1,347/month in Eugene — a 3% difference. Home values follow the same pattern: Albany is more affordable at $352,900 median vs $435,400.

Median household income in Albany is $73,809 compared to $63,836 in Eugene (+15.6%). Albany offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Albany spend roughly 21.3% of their income on rent, less than the 25.3% in Eugene.

Climate-wise, both cities share similar average temperatures (52.2°F vs 53.1°F). Albany receives more rainfall at 41.5" per year compared to 40.8" in Eugene.