Albany, GA vs Duluth, GA

The cost of living difference between Albany, GA and Duluth, GA is dramatic. Albany is 43.6% cheaper than Duluth, a gap that translates to thousands of dollars per year in household expenses. Albany has a cost index of 67 while Duluth sits at 119, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Albany is $898/month compared to $1,785/month in Duluth — a 50% difference. Home values follow the same pattern: Albany is more affordable at $118,700 median vs $366,000.

Median household income in Albany is $45,201 compared to $95,580 in Duluth (-52.7%). While Duluth is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Albany spend roughly 23.8% of their income on rent, more than the 22.4% in Duluth.

Climate-wise, Albany is notably warmer with an average of 67.7°F compared to 61.5°F in Duluth. Duluth receives more rainfall at 51.4" per year compared to 46.6" in Albany.