Albany, CA vs Loomis, CA

The cost of living difference between Albany, CA and Loomis, CA is dramatic. Loomis is 46.3% cheaper than Albany, a gap that translates to thousands of dollars per year in household expenses. Albany has a cost index of 211 while Loomis sits at 144, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Albany is $2,389/month compared to $1,741/month in Loomis — a 37% difference. Home values follow the same pattern: Loomis is more affordable at $649,800 median vs $1,188,600.

Median household income in Albany is $135,927 compared to $103,435 in Loomis (+31.4%). The higher salaries in Albany partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Albany spend roughly 21.1% of their income on rent, more than the 20.2% in Loomis.