Albany, CA vs Ben Lomond, CA

Ben Lomond is moderately more affordable than Albany, with a 8.1% lower cost of living index. Albany scores 211 compared to 195 for Ben Lomond, where the US average is 100. This difference means residents of Albany can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Albany is $2,389/month compared to $2,550/month in Ben Lomond — a 6% difference. Interestingly, home values tell a different story: while Albany has cheaper rent, Ben Lomond actually has lower median home values ($956,100 vs $1,188,600).

Median household income in Albany is $135,927 compared to $120,977 in Ben Lomond (+12.4%). While Albany is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Albany spend roughly 21.1% of their income on rent, less than the 25.3% in Ben Lomond.