Alameda, CA vs Oxnard, CA

The cost of living difference between Alameda, CA and Oxnard, CA is dramatic. Oxnard is 41.7% cheaper than Alameda, a gap that translates to thousands of dollars per year in household expenses. Alameda has a cost index of 212 while Oxnard sits at 150, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Alameda is $2,394/month compared to $1,962/month in Oxnard — a 22% difference. Home values follow the same pattern: Oxnard is more affordable at $617,800 median vs $1,203,900.

Median household income in Alameda is $132,015 compared to $93,372 in Oxnard (+41.4%). The higher salaries in Alameda partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Alameda spend roughly 21.8% of their income on rent, less than the 25.2% in Oxnard.