Ainsworth, NE vs Cozad, NE
Ainsworth, NE and Cozad, NE have a very similar cost of living, with only a 1.2% difference in their overall index. Ainsworth scores 66 while Cozad scores 66 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.
On the housing front, median rent in Ainsworth is $870/month compared to $820/month in Cozad — a 6% difference. Interestingly, home values tell a different story: while Cozad has cheaper rent, Ainsworth actually has lower median home values ($90,500 vs $118,600).
Median household income in Ainsworth is $51,667 compared to $50,161 in Cozad (+3%). Ainsworth offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Ainsworth spend roughly 20.2% of their income on rent, more than the 19.6% in Cozad.
Climate-wise, both cities share similar average temperatures (49.1°F vs 49.9°F). Cozad receives more rainfall at 21.1" per year compared to 20.9" in Ainsworth.
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Climate
NOAA 30-year normals (1991-2020)