Agua Fria, NM vs Loving, NM

Loving is moderately more affordable than Agua Fria, with a 6.2% lower cost of living index. Agua Fria scores 89 compared to 84 for Loving, where the US average is 100. This difference means residents of Agua Fria can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Agua Fria is $1,143/month compared to $1,231/month in Loving — a 7% difference. Interestingly, home values tell a different story: while Agua Fria has cheaper rent, Loving actually has lower median home values ($177,400 vs $264,900).

Median household income in Agua Fria is $47,438 compared to $60,203 in Loving (-21.2%). Loving offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Agua Fria spend roughly 28.9% of their income on rent, more than the 24.5% in Loving.