Agency, MO vs St. Thomas, MO

Agency, MO and St. Thomas, MO have a very similar cost of living, with only a 0.5% difference in their overall index. Agency scores 74 while St. Thomas scores 74 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Agency is $825/month compared to $907/month in St. Thomas — a 9% difference. Interestingly, home values tell a different story: while Agency has cheaper rent, St. Thomas actually has lower median home values ($193,800 vs $218,800).

Median household income in Agency is $101,513 compared to $79,250 in St. Thomas (+28.1%). Agency offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Agency spend roughly 9.8% of their income on rent, less than the 13.7% in St. Thomas.