Agency, IA vs Havelock, IA

There is a significant gap in the cost of living between these two cities. Havelock is 19.1% cheaper than Agency. With a cost index of 51 vs 61, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Havelock to Agency should plan for substantially higher expenses across most categories.

On the housing front, median rent in Agency is $573/month compared to $563/month in Havelock — a 2% difference. Home values follow the same pattern: Havelock is more affordable at $23,800 median vs $138,800.

Median household income in Agency is $59,028 compared to $61,875 in Havelock (-4.6%). Havelock offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Agency spend roughly 11.6% of their income on rent, more than the 10.9% in Havelock.