Adams, WI vs Waterford, WI

The cost of living difference between Adams, WI and Waterford, WI is dramatic. Adams is 36% cheaper than Waterford, a gap that translates to thousands of dollars per year in household expenses. Adams has a cost index of 63 while Waterford sits at 98, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Adams is $701/month compared to $1,278/month in Waterford — a 45% difference. Home values follow the same pattern: Adams is more affordable at $101,200 median vs $312,700.

Median household income in Adams is $41,917 compared to $80,380 in Waterford (-47.9%). While Waterford is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Adams spend roughly 20.1% of their income on rent, more than the 19.1% in Waterford.