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Ada, OH vs Loveland, OH

66
Ada
Ohio
VS
-29.4%
93
Loveland
Ohio

There is a significant gap in the cost of living between these two cities. Ada is 29.4% cheaper than Loveland. With a cost index of 66 vs 93, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Ada to Loveland should plan for substantially higher expenses across most categories.

On the housing front, median rent in Ada is $757/month compared to $1,170/month in Loveland — a 35% difference. Home values follow the same pattern: Ada is more affordable at $150,700 median vs $305,200.

Median household income in Ada is $57,863 compared to $86,793 in Loveland (-33.3%). While Loveland is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Ada spend roughly 15.7% of their income on rent, less than the 16.2% in Loveland.

Climate-wise, Loveland is notably warmer with an average of 54.8°F compared to 51.4°F in Ada. Loveland receives more rainfall at 43.4" per year compared to 35.8" in Ada.

Income & Cost

Cost of Living Index
Ada
66
29% cheaper
Loveland
93
Median Household Income
Ada
$57,863
Loveland
$86,793
33% higher

Housing

Median Rent
Ada
$757
35% cheaper
Loveland
$1,170
Median Home Value
Ada
$150,700
51% cheaper
Loveland
$305,200
Population
Ada
4,553
Loveland
13,280

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Ada $2.89
Loveland $2.89
US $3.07
🥚
Eggs (grade A, large)
Ada $2.35
Loveland $2.36
US $2.50
🥛
Milk (whole)
Ada $3.79
Loveland $3.80
US $4.03
🍞
Bread (white)
Ada $1.74
Loveland $1.75
US $1.85
🍗
Chicken breast
Ada $3.90
Loveland $3.91
US $4.14
Electricity
Ada $0.17
Loveland $0.17
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Ada 51.4°F
Loveland 54.8°F
Summer High
Ada 84°F
Loveland 87°F
Winter Low
Ada 20°F
Loveland 24°F
Rainfall
Ada 35.8"
Loveland 43.4"
Rainy Days
Ada 139d
Loveland 132d