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Abilene, TX vs McKinney, TX

80
Abilene
Texas
VS
-37.5%
128
McKinney
Texas

The cost of living difference between Abilene, TX and McKinney, TX is dramatic. Abilene is 37.5% cheaper than McKinney, a gap that translates to thousands of dollars per year in household expenses. Abilene has a cost index of 80 while McKinney sits at 128, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Abilene is $1,106/month compared to $1,841/month in McKinney — a 40% difference. Home values follow the same pattern: Abilene is more affordable at $178,900 median vs $439,500.

Median household income in Abilene is $62,720 compared to $120,273 in McKinney (-47.9%). While McKinney is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Abilene spend roughly 21.2% of their income on rent, more than the 18.4% in McKinney.

Income & Cost

Cost of Living Index
Abilene
80
37% cheaper
McKinney
128
Median Household Income
Abilene
$62,720
McKinney
$120,273
48% higher

Housing

Median Rent
Abilene
$1,106
40% cheaper
McKinney
$1,841
Median Home Value
Abilene
$178,900
59% cheaper
McKinney
$439,500
Population
Abilene
127,130
McKinney
202,314

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Abilene $2.85
McKinney $3.18
US $3.07
🥚
Eggs (grade A, large)
Abilene $2.32
McKinney $2.59
US $2.50
🥛
Milk (whole)
Abilene $3.74
McKinney $4.17
US $4.03
🍞
Bread (white)
Abilene $1.72
McKinney $1.92
US $1.85
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Chicken breast
Abilene $3.85
McKinney $4.29
US $4.14
Electricity
Abilene $0.17
McKinney $0.18
US $0.19