Cost of Living in Rocky Ford, CO

With a cost of living index of 69, Rocky Ford, CO is one of the most affordable cities in the country. Living here is 31% cheaper than the national average and 45% below the Colorado state average of 114. Rocky Ford is a small community of 3,843 residents.

Housing costs are the biggest factor in Rocky Ford's cost of living. The median monthly rent is $756 (43% below the US median of $1,319), and the median home value sits at $126,100 (59% below the national median of $304,900). At current prices, the median home costs roughly 3.5x the median household income — a moderately affordable ratio by today's standards.

The median household income in Rocky Ford is $35,658, which is 53% lower than the national median of $75,149. Residents spend roughly 25% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.