Cost of Living in Orchard City, CO

With a cost of living index of 105, Orchard City, CO is somewhat more expensive than average. Living here is 5% more expensive than the national average and 9% below the Colorado state average of 114. Orchard City is a small community of 3,193 residents.

Housing costs are the biggest factor in Orchard City's cost of living. The median monthly rent is $1,511 (15% above the US median of $1,319), and the median home value sits at $286,500 (6% below the national median of $304,900). At current prices, the median home costs roughly 4.4x the median household income — a moderately affordable ratio by today's standards.

The median household income in Orchard City is $65,282, which is 13% lower than the national median of $75,149. Residents spend roughly 28% of household income on rent. This is near the 30% threshold that financial experts generally consider the upper limit of affordability.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.