Cost of Living in Keystone, CO

With a cost of living index of 165, Keystone, CO is one of the most expensive cities in the United States. Living here is 65% more expensive than the national average and 51% above the Colorado state average of 114. Keystone is a small community of 1,111 residents.

Housing costs are the biggest factor in Keystone's cost of living. The median monthly rent is $861 (35% below the US median of $1,319), and the median home value sits at $1,264,500 (315% above the national median of $304,900). At current prices, the median home costs roughly 24.6x the median household income — a challenging ratio that puts homeownership out of reach for many residents.

The median household income in Keystone is $51,369, which is 32% lower than the national median of $75,149. Residents spend roughly 20% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.