Cost of Living in Delta, CO

With a cost of living index of 85, Delta, CO is a very affordable place to live. Living here is 15% cheaper than the national average and 29% below the Colorado state average of 114. Delta is a smaller community of 9,266 residents, where everyday costs can differ substantially from nearby larger cities.

Housing costs are the biggest factor in Delta's cost of living. The median monthly rent is $982 (26% below the US median of $1,319), and the median home value sits at $238,100 (22% below the national median of $304,900). At current prices, the median home costs roughly 5.2x the median household income — a stretch for many buyers, though not uncommon in today's market.

The median household income in Delta is $46,010, which is 39% lower than the national median of $75,149. Residents spend roughly 26% of household income on rent. This is near the 30% threshold that financial experts generally consider the upper limit of affordability. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.