Cost of Living in St. Florian, AL

With a cost of living index of 70, St. Florian, AL is one of the most affordable cities in the country. Living here is 30% cheaper than the national average and 4% below the Alabama state average of 74. St. Florian is a small community of 737 residents.

Housing costs are the biggest factor in St. Florian's cost of living. The median monthly rent is $564 (57% below the US median of $1,319), and the median home value sits at $289,100 (5% below the national median of $304,900). At current prices, the median home costs roughly 5.1x the median household income — a stretch for many buyers, though not uncommon in today's market.

The median household income in St. Florian is $56,250, which is 25% lower than the national median of $75,149. Residents spend roughly 12% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to St. Florian. The area sees an average annual temperature of 60.7°F, with summers averaging 78°F and winters around 43°F. Annual rainfall totals 57.6 inches spread over roughly 0 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Everyday prices in the Florence-Muscle Shoals, AL (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.