Cost of Living in Ozark, AL

With a cost of living index of 66, Ozark, AL is one of the most affordable cities in the country. Living here is 34% cheaper than the national average and 8% below the Alabama state average of 74. Ozark is a smaller community of 14,348 residents, where everyday costs can differ substantially from nearby larger cities.

Housing costs are the biggest factor in Ozark's cost of living. The median monthly rent is $773 (41% below the US median of $1,319), and the median home value sits at $138,600 (55% below the national median of $304,900). At current prices, the median home costs roughly 3x the median household income — well within traditional affordability guidelines.

The median household income in Ozark is $46,951, which is 38% lower than the national median of $75,149. Residents spend roughly 20% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Ozark. The area sees an average annual temperature of 67.8°F, with summers averaging 82°F and winters around 53°F. Annual rainfall totals 53.9 inches spread over roughly 119 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.