Cost of Living in Horn Hill, AL

With a cost of living index of 65, Horn Hill, AL is one of the most affordable cities in the country. Living here is 35% cheaper than the national average and 9% below the Alabama state average of 74. Horn Hill is a small community of 272 residents.

Housing costs are the biggest factor in Horn Hill's cost of living. The median monthly rent is $711 (46% below the US median of $1,319), and the median home value sits at $149,000 (51% below the national median of $304,900). At current prices, the median home costs roughly 2.6x the median household income — well within traditional affordability guidelines.

The median household income in Horn Hill is $58,125, which is 23% lower than the national median of $75,149. Residents spend roughly 15% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Horn Hill. The area sees an average annual temperature of 68.8°F, with summers averaging 83°F and winters around 54°F. Annual rainfall totals 59.1 inches spread over roughly 0 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.